Car insurance is usually sold as a 6- or 12-month policy. Find out who offers short-term or temporary car insurance, why you might need it and how to get it.
Best customer satisfaction: Amica Mutual ; Best affordability coverage: GEICO ; Best for military: USAA ; Best for teen drivers: State Farm ; Best for discounts: Farmers Insurance
Key takeaways ; If you opt for monthly insurance payments in Texas, car insurance averages at $205 for full coverage and $59 for minimum coverage. ; Teen drivers pay some of the highest average rates in Texas: 16-year-old drivers on their parents' policies pay an average of $5,186 per year for full coverage. ; Texas drivers with excellent credit pay an average of $2,105 yearly for full coverage; those with poor credit average $5,751.
Best Car Insurance Companies ; Cheapest Car Insurance ; Best Car Insurance For Teens ; Best Car Insurance for Seniors ; Best Cheap Car Insurance After A DUI ; Compare Car Insurance Quotes
Key takeaways ; Average car insurance rates are $2,314 for full coverage and $644 for minimum coverage. ; Experts recommend comparing quotes with the same coverage limits from at least three carriers to find the best fit for your risk profile. ; Drivers under 25 or over 70 and those with violations or accidents tend to pay higher premiums based on insurer risk calculations.
Buying first-time car insurance can be overwhelming. Determining a good rate is not easy, especially if you haven't purchased auto insurance in the past.
Janet Berry-Johnson ; Katie Powers ; Konstantin Halachev
Most insurers don’t sell auto policies for less than six months, but Hugo offers short-term insurance in 13 states. Learn about getting car insurance for one day.
Great Rates ; No Long-Term Commitment ; Save On Extras
Cheapest car insurance ; Best for discounts: Geico · Best for full coverage: Nationwide · Best for minimum coverage: Auto-Owners · Best for customer satisfaction: Amica · Best for military members and veterans: USAA