The solo 401(k), SEP IRA, and SIMPLE IRA offer tax advantages for self-employed individuals. The best choice depends on income, age, and employees.
If you're self-employed, you may be able to set up a tax-advantaged solo 401(k) retirement savings plan. Find out how, and why you might want to.
As a self-employed individual or small business owner, you have unique retirement planning opportunities. Enter the Solo 401(k), a powerful retirement savings vehicle designed specifically for you.
Self-employed individuals and owner-only businesses and partnerships can save more for retirement through a 401(k) plan designed especially for them. Learn more at Fidelity.com.
미 노동부 자료에 따르면 2021년 7월 기준, 비법인 자영업자는 957 만명으로, 세계 금융위기 당시인 2008년 이후 가장 많았다고 보도했다. 특히 코로나 19사태 이전과 비교하면 IRS에 신규 사업자로 납세자 식별번호(TIN)를 신청한 건수는 56% 급증했다고 한다. 이는 미국 전체 취업자보다 자영업자가 훨씬 더 많다는 반증이기도 하다. 자영업자가 갖는 매력은 참 많다. 상사의 눈치를 보거...
Paid non-client promotion: Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate investing products to write unbiased product reviews. Self-employment comes with many challenges, including missing out on the convenience of being automatically enrolled in retirement plans like employer-sponsored 401(k)s or pensions. These retirement plans prov...
A solo 401(k) is a tax-advantaged retirement account for self-employed business owners and spouses who work for them at least part-time. The Solo 401(k) is also known as an individual 401(k), one-participant 401(k) plan or a self-employed 401(k). People who have full-time jobs with access to workplace retirement plans may also save for retirement in a solo 401(k), using money earned from a side hustle. There are no age or income restrictions limiting who can open and save in a solo 401(k). You m...
Self-Employed 401(k) Fidelity provides the following general guidelines for employers to terminate self-employed 401(k) plans. This information is not intended as legal or tax advice....
자영업자 401(k) 플랜은 1인 기업 또는 배우자와 함께 일하는 형태의 소상공인을 위한 기업 은퇴플랜이다. 자영업자 401(k)를 통해 세금혜택과 은퇴연금 마련을 동시에 극대화하는 방법을 살펴본다. * 자영업자 401(k) 플랜이란 (Self-Employed 401(k) Plan) 오너 혼자서 일하는 자영업자 또는 오너와 그 배우자가 함께 일하는 구조의 사업체에서 은퇴연금 마련을 대비해 저축할 수 있는 트래디셔널 401(k)플랜이다. 1인 기업의 경우 ...
A Solo 401(k) (also known as a Self Employed 401(k) or Individual 401(k)) is a 401(k) qualified retirement plan for Americans that was designed specifically for employers with no full-time...