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The average cost of home insurance in Oregon is $1,232 per year for a policy with $300,000 in dwelling coverage and a $1,000 deductible, according to Insurify data. Oregon homeowners pay less than the national average of $2,377. Located in the Cascadia Subduction Zone, Oregon has a risk of earthquakes — so homeowners should consider buying earthquake coverage.[1] · To find the best homeowners insurance for your coverage needs, you should always compare quotes from multiple insurers. Here’s what you need to know as a homeowner in Oregon.
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