For instance, Series EE savings bonds are sold at 50% of their face value, and mature to their full value after 20 years. Key Takeaways U.S. savings bonds are a form of government debt...
미국 정부가 보장하는 US Savings Bonds (미국 저축 채권)을 활용하면 안전하게 저축과 투자를 할 수 있습니다. 이번 글에서는 US Savings Bonds 종류와 특징을 알아보고 어떤 분들에게 적합한지 정리해봤습니다.
The Series EE Bond is a non-marketable, interest-bearing savings bond issued by the U.S. government and is guaranteed to at least double in value.
Learn about savings bonds, including the different types of bonds, how they're taxed, and how to buy them. Find out if it's a good investment for you.
Series EE [edit] $50 Series EE savings bond featuring George Washington Series EE bonds are guaranteed to double in value over the purchase price when they mature 20 years from issuance...
Electronic or paper?, New EE bonds are electronic only. You must have a TreasuryDirect account to buy and manage new EE bonds. You may own a paper EE bond that we issued between 1980 and 2012. ; How does an EE bond for sale today earn interest?, principal . The new principal is the sum of the prior principal and the interest earned in the previous 6 months. Thus, your bond's value grows both because it earns interest and because the principal gets bigger. ; How long does an EE bond earn interest?, 30 years (unless you cash it before then) ; When do I get the interest on my EE bond?, Electronic EE bonds: We pay automatically when the bond matures (if you haven’t cashed it before then). ; Can I cash it in before 30 years?, See Cash in (redeem) an EE or I savings bond . ; How do I find the value of my EE savings bond?, If you have an electronic EE bond, you can see what it is worth in your TreasuryDirect account. ; Must I pay tax on what the bond earns?, Tax information for EE and I savings bonds ; How much does an EE bond cost?, $25 minimum or any amount above that to the penny. For example, you could buy an EE bond for $36.73. ; Is there a maximum amount I can buy?, In any one calendar year for one Social Security Number, you may buy up to $10,000 in EE bonds. The limit applies to the Social Security Number of the first person named on the bond.
Savings bonds are low-risk investments offered by the government. These bonds can help you diversify and secure your investment portfolio.
Current Rates ; Series EE Savings Bonds · 2.60% · For EE bonds issued November 1, 2024 to April 30, 2025. ; Series I Savings Bonds · 3.11% · This includes a fixed rate of 1.20% · For I bonds issued November 1, 2024 to April 30, 2025.
Buy or Gift a Savings Bond · Cash In a Savings Bond · Find the Value of My Bond · Search for Treasury Securities · Manage Savings Bonds
Considering cashing in your U.S. savings bonds? Discover your bond’s value first to guide your decision. Here’s how to check or calculate the value of savings bonds.