Rollover IRA 질문드립니다

이전 직장에서 가지고 있던 401k를 그냥 가지고 있다가, 구글로... 만약 Rollover IRA에 매년 6000불씩 넣는다면 그 돈은 이미 tax를 낸 돈 (after-tax)이니까, 결국 after-tax money 와 tax-deferred money가 한...

Roth 401(k)

employees to elect Roth IRA type tax treatment for a portion or all of their retirement plan... service after the age of 55, as outlined under IRS Code section 72(t). Roth IRA [edit] Under...

401k rollover to an IRA | Vanguard

Traditional IRA ; I want earnings to be tax-free ; I want to convert from tax-deferred to tax-free ; Rollover IRA

Rollover IRAs: A way to combine old 401(k)s and other retirement accounts

Discover your 401k Rollover Options: transferring, tax advantages, fees, and more. Learn how to roll over your old 401k into an IRA to maximize your benefits.

401(k)

Similar to the provisions of a Roth IRA, these contributions are made on an after-tax basis. For accumulated after-tax contributions and earnings in a designated Roth account (Roth 401(k)...

Rolling after-tax 401(k) to Roth IRA

Retirement plan participants can move after-tax money in a workplace plan like a 401(k) to a Roth IRA but there are some rules.

Roth IRA: What It Is and How to Open One

A Roth IRA is a type of tax-advantaged individual retirement account to which you can contribute after-tax dollars toward... Spousal IRA contributions Transfers Rollover contributions...

Know the Rules for Roth 401(k) Rollovers

You have a few Roth 401(k) rollover options if your job is at... with after-tax dollars and they grow tax-exempt. A Roth 401(k) can be rolled over to a new or existing Roth IRA or Roth 401...

Roth IRA vs. 401(k): What’s the Difference?

1 In contrast to the 401(k), after-tax money is used to fund a Roth IRA. This means that you contribute money that's already been taxed and get no tax deduction in the years that you make...

Roth 401k 총정리 (세금 혜택, 한도, 패널티, 장단점 등)

반면, Roth 401k는 After tax 방식을 적용한 401k입니다. After tax란 급여의 일부를 401k에 불입할 때 세금을 납부하고 불입하는 것을 말합니다. 위와 동일한 예시에서 After tax를 적용하면 tax는 $185이고 실수령액은 $615가 됩니다. 즉, After tax 방식인 Roth 401k에서는 Traditional 401k와 달리 401k 계좌에 불입한 금액($200)에 대해서 세금($37, 약 18.5%)을 미리 내게 됩니다. 그러면 이렇게 미리 세금을 내...