Ladder ; 20 - 60 years old · 100,000 · 8,000,000 · 10, 15, 20, 25 or 30 years · No, for coverage up to $3M · Apply for term life insurance online without the medical exam. Get an instant decision and adjust your coverage at no charge.
A return of premium rider will refund your money from a term life policy, but it comes with a hefty price tag.
Find the right Life Insurance policy by comparing live quotes across a range of different policy types from the most reputable providers.
Return of premium term life insurance can help you recoup your premium costs if you outlive your coverage term, but is it worth it?
Discover and compare the best life insurance quotes. Protect your family's future and give yourself peace of mind.
This type of coverage refunds your premiums if you outlive your policy. Learn more about ROP life insurance and compare top-rated companies now.
Company, Term life insurance ; Ameritas, Value Plus Term ; Banner/Legal & General America, OPTerm ; Corebridge Financial (formerly AIG), Select-a-Term ; Haven Life, Haven Term ; Lincoln Financial, TermAccel Level Term ; Midland National, Premier Term ; Minnesota Life, Advantage Elite Select Life ; Mutual of Omaha, Term Life Answers ; Nationwide, YourLife GLT ; Pacific Life, PL Promise Term
Learn about return of premium (ROP) term life insurance, which refunds all of the premiums you’ve paid if you’re still alive when the policy term is over.
What is life insurance? ; Ideally, you should buy enough life insurance to cover the expenses you have right now, like your bills and mortgage. You’ll also want to cover financial goals, like college expenses or an inheritance for your children. Think about all these needs, then factor in assets like your investments and savings – the difference is your coverage amount. There is a common misconception that life insurance is primarily targeted at older individuals. The reality is that younger people often stand to benefit more due to lower p ...
Some life insurance policies will pay back the premiums you pay into them. We tell you how return of premium works and understand whether it is for you.