15: Bad Credit – "All I Want for Xmas Is My Two Fat Beats"". meep[zine]. December 15, 2013. ^ Leighton, Ken (June 19, 2013). "Bats, cats, pigs, and kangaroos". San Diego Reader.
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Good credit isn’t built overnight, but bad credit can be improved with time and effort. If your credit scores aren’t where you want them to be, one of the best ways to repair bad credit is by practicing good habits such as paying down your credit card balances each month. For some, the process might also involve disputing errors on credit reports or using a more aggressive debt payoff strategy. It can be difficult (if not impossible) to improve your credit without a basic understanding of credit reports and scores. ...