How long do you have left on your current loan? Most auto finance companies require at least 12 months left on the contract to refinance. If you have less, you’re likely better off paying off your current financing agreement. Do the companies you're considering have prepayment penalties or fees? These could add to the overall cost of a new financing agreement. What is the age of your vehicle and how much do you still owe? A high-mileage vehicle has less resale value. If you owe more on your vehicle than its current market value (negative equi ...
Already have the vehicle you love but wish you had lower payments? No problem! Our fast, online refinancing can help you save. Find out how we help our members across the country with their...
Refinancing your vehicle with Ally could help lower your monthly payment. Find out in minutes if you pre-qualify with no impact to your credit score.
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Auto Loan Refinance Key Features ; Apply Today ; Refinance at a Lower Interest Rate ; Get 0.25% Off Your Rate
Showing 1 - 10 of 32 Articles ; How Soon Can I Refinance My Car? ; Auto Loan Refinancing: How Does it Work? ; Does It Cost Money To Refinance a Car? ; How Do I Get My Name off a Car Loan After Divorce? ; Do I Lose My Warranty If I Refinance My Car? ; Do I Need Cash Down to Refinance a Car? ; Will Refinancing My Vehicle Hurt My Credit? ; Auto Loan Refinance In Someone Else’s Name ; Is Refinancing a Car Loan a Bad Idea? ; Qualifying to Refinance an Auto Loan
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Step 1 : Apply Online Our quick and easy online application only takes a few minutes. Step 2 : Loan Review We review your information to determine eligibility, loan amount, rates, and terms. Step 3 : Get a Check Once approved, choose whether you want to make payments via check or online, then set it up for worry-free loan payments.
Your credit score improved. If you’ve been working to raise your credit score, it could pay off by allowing you to qualify for a loan with a lower interest rate. You need lower payments. Sometimes, when certain life events occur, a monthly car loan payment that once seemed reasonable becomes too expensive. There’s a better deal. Many people who accept the loan terms offered by their dealership find that there are better deals available through other auto loan providers. Do some research to f...
Key takeaways ; Refinancing may allow you to save money on interest or lower your monthly payment. ; Choose to refinance when interest rates have dropped or your credit has improved. ; Avoid refinancing if you are upside down on your auto loan. ; Check lender requirements to confirm you — and your vehicle — qualify for refinancing.