Stafford: Stafford loans were for undergraduate and graduate students enrolled at least half-time. Students with financial need could receive subsidized loans. ; Unsubsidized Stafford: Unsubsidized Stafford loans did not offer the interest subsidy for undergraduate and graduate borrowers. ; PLUS: PLUS loans were for parent borrowers taking out loans for their children’s undergraduate education. In 2006, the FFELP PLUS loan option was expanded to include graduate students.
Contents ; What Does it Mean to Refinance a Student Loan? · Pros to Refinancing Student Loans · Cons to Refinancing Student Loans · How Do You Refinance Student Loans?
13 ‘‘(c) INTEREST RATES.— 14 ‘‘(1) IN GENERAL.—The interest rate for the 15 refinanced Federal Direct Stafford Loans, Federal 16 Direct Unsubsidized Stafford Loans, Federal...
On this page: ; 1. Decide if a student loan refinance is right for you ; 2. Check rates with multiple lenders ; 3. Choose a lender and your loan terms ; 4. Gather documents and fill out the application
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