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National 30-year fixed refinance rates go down to 6.27% ; The current average 30-year fixed refinance rate fell 1 basis point from 6.28% to 6.27% on Monday, Zillow announced. The 30-year fixed refinance rate on September 2, 2024 is up 13 basis points from the previous week's average rate of 6.14%. Additionally, the current national average 15-year fixed refinance rate decreased 2 basis points from 5.61% to 5.59%. The current national average 5-year ARM refinance rate is up 8 basis points from 6.37% to 6.45%. ...
Refinancing could save you · $145 /month ; Monthly Savings : $145 /mo, New Payment : $1,135, Break Even : 42 months, Costs : $6,000, Lifetime Savings : -$171,476
Best for Bank Statement Loans: Angel Oak Mortgage Solutions ; Minimum down payment: 3%-5% ; Loan types offered: Conventional, FHA, VA and Jumbo loans
Minimum Credit Score · 580 for FHA and VA refinances, 620 for conventional refinances ; Days to Close · 30–45 days
Utah 30-year fixed refinance rates remain stable at 5.92% ; The current average 30-year fixed refinance rate was stable at 5.92%. Utah's rate of 5.92% is 80 basis points lower than the national average of 6.72%. ; Today's rate in Utah is down 34 basis points from last week's average of 6.26%. ; Additionally, the current average 15-year fixed refinance rate in Utah remained stable at 5.29% and the current average 5-year ARM refinance rate is equal to 6.25%. ; Last updated: Saturday, August 3, 2024
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Refinance Calculator · Our refinance calculator will help you determine if refinancing makes sense. Get Started ; Financial Advisor Matching Tool · Answer a few questions, and we’ll match you with up to three fiduciary financial advisors that serve your area. Get Matched
Refinance Calculator · Research scenarios like taking cash out or paying your mortgage off faster – and get estimated rates and monthly payments. Go To Refinance Calculator ; Free Official Mortgage Review® · Let our experts review your existing mortgage and rate, and look for opportunities to meet your goals. Get My Review
Key takeaways ; Refinancing your mortgage could make sense for many reasons, including lowering your interest rate, taking cash out or switching to a fixed-rate mortgage. ; For most borrowers, the ideal time to refinance is when market rates have fallen below the rate on their current loan. ; If you want to refinance now, calculate the break-even point so you’ll know exactly how long it’ll take to reap the savings.