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Home Equity Loan vs. Cash-Out Refinance (2024 Guide)

Discover the difference between home equity loans vs cash-out refinances. Learn the financial implications of each option for accessing property value.

When to Refinance a Mortgage

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate mortgages to write unbiased product reviews. The mortgage refinancing process can be laborious and expensive — but if the conditions are right, it can be worth it in the long run. Before jumping in, you want to make sure you're refinancing for the right reasons. There are many different ...

Best Cash-Out Refinance Lenders of October 2024

Find standout cash-out refinance lenders for 2024, including Rocket Mortgage, Better and more. Plus, learn how to find the best lender for your situation.

Cash-Out Refinancing Explained: How It Works and When to Do It

A cash-out refinance is a mortgage refinancing option that lets you convert home equity into cash. Use it with care.

Cash-Out Refinance Vs. Rate-and-Term Refinance

Understand the key differences between cash-out and rate-and-term refinances. Learn the pros, cons, and best use cases for each.

Best cash-out refinance mortgage lenders of November 2024

The best cash-out refinance lenders have strong online tools, fee discounts, and more. Find the best cash-out refi lender for your type of mortgage loan.

Current Cash--Out Refinance Rates

Interested in getting a cash-out refinance? Find and compare cash-out refinance rates from Bankrate's wide selection of lenders.

What is a Cash-Out Refinance?

A cash-out refinance can help you secure a loan with lower interest rates compared to credit cards and other unsecured loans. But it’s not a good fit for everyone. Check out our guide on cash-out r...

Cash-Out Refinancing: What It Is, How It Works

A way to tap your home equity, cash-out refinancing replaces your mortgage with a bigger one. Here's how it works.

Compare Current Cash-Out Refinance Rates

With our curated expert advice on current cash-out refinance rates, you can decide if tapping into your home’s equity is the right move for your financial situation.

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