Student Loan Refinance FAQs ; Is student loan refinancing right for me? ; How do I know if I’ll qualify for student loan refinancing? ; How do I evaluate student loan refinance offers? ; Should I choose a fixed or variable interest rate?
Company, Forbes Advisor Rating, APR Range, Loan amount ; LendingClub, 3.9, Starting at 4.99%, $4,000 to $55,000 ; Consumers Credit Union (CCU), 3.8, Starting at 6.54% (with autopay), Up to $600,000 (no minimum) ; Navy Federal Credit Union (NFCU), 3.5, Starting at 4.54%, $5,000 minimum (no maximum)
Refinance payment calculator · Estimate your monthly payment ; Thinking about cash out? · If you have available equity in your home, you may be able to get cash at closing with a cash-out refinance loan. Explore cash-out refinance loans · Estimate your home's value · Want another option? Consider a home equity line of credit
Your Current Loan Information ; Loan amount: This is the total amount you borrowed from your first lender. ; Current interest rate: The interest rate on your existing loan. ; Length of current loan: The terms, or repayment period, of your current car loan in total months. ; Balance of current loan: This is how much you still owe on your existing car loan.
Minimum Credit Score · 580 for FHA and VA refinances, 620 for conventional refinances ; Days to Close · 30–45 days
Monthly Payment: $1,572 vs $1,800 ; Total Loan Cost: $565,920 ; Estimated Closing: $2,253
Best for Bank Statement Loans: Angel Oak Mortgage Solutions ; Minimum down payment: 3%-5% ; Loan types offered: Conventional, FHA, VA and Jumbo loans
A no-cost, no-obligation prequalification request that takes about 5 minutes ; Experienced lending specialists to help you every step of the way ; Easily manage the entire process online through Home Loan Navigator
Minimum credit score · 580 ; Mortgage refinance rates · Lower than the national average ; Days to close · 14 days
Your New Mortgage ; Interest Rate: % ; Closing Costs · % ; Length of Ownership: Years