Apply Online in Just Minutes · Apply for a refinance on our secure website or give us a call. Loan amounts range from $35,000 to $300,000. ; Help on Hand 7 Days a Week · Connect with a loan team dedicated to processing your application. Discover has 100% US-based customer service.
Discover the difference between home equity loans vs cash-out refinances. Learn the financial implications of each option for accessing property value.
Refinancing your mortgage could be a good idea if it will save you money or make paying your monthly bills easier. Some experts say you should only refinance when you can lower your interest rate, shorten your loan term or both—but those aren’t the only reasons. For example, you might need short-term relief from a lower monthly payment, even if it means starting over with a new 30-year loan. Refinancing could also help you access the equity in your home or get rid of a loan backed by the Fed...
Refinance payment calculator · Estimate your monthly payment ; Thinking about cash out? · If you have available equity in your home, you may be able to get cash at closing with a cash-out refinance loan. Explore cash-out refinance loans · Estimate your home's value · Want another option? Consider a home equity line of credit
One way to get money out of your home is to refinance with a bigger loan, leaving you with extra cash that you can use for a variety of needs. This is known as a “cash-out refinance...
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There are certain situations in which you may want to refinance your home equity loan, but is it possible to do so?
Get the answers you need to common questions about mortgages and refinancing ; Client Assistance Program – Home Loan Payment Assistance · Getting or refinancing a mortgage · Home loan interest rates · Making mortgage payments · Escrow and property tax · Paying off your mortgage · Home loan assistance programs · Requesting a Mortgage Lien Release
Learn the key differences between a cash-out refinance and home equity line of credit (HELOC) and see what could be the best option for you.
Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate mortgages to write unbiased product reviews. If you need access to cash to reach big financial goals, there are plenty of ways to borrow money, such as using a credit card or taking out a personal loan. If your home's value has increased since you bought it — or you've paid down your mortgage quite a bit, you may be able to get the fund ...