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What is home insurance? · Homeowners insurance can help protect you from the unexpected. If your home is damaged, your belongings are stolen or someone gets injured on your property, it can help cover repairs or replacement, temporary housing, legal fees and more. Why do I need a homeowners insurance policy? · A homeowners policy is recommended for anyone who owns a home or condo and may be required by your mortgage lender. You will need separate coverages to help protect your home and personal belongings against damage due to floods or earth ...
Key benefits ; Theft, even when you forget to lock your door**. ; Up to $1,000 if your credit card is stolen from your home and used. ; Up to $500 to replace spoiled food or prescription medication if an insured event interrupts electricity supply to your fridge or freezer.
Coverage & policies ; Discounts ; Claims ; Theft · Fire and smoke · Windstorm or hail · Falling objects · Frozen plumbing · Water damage from plumbing, water heater, appliances and heating or cooling systems
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