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State, Average cost per year for $350,000 in dwelling coverage ; Alabama, $2,157 ; Alaska, $1,060 ; Arizona, $1,401
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Key takeaways: ; Renters insurance provides coverage for personal property and liability, with an average monthly cost of $19 ; The best way to get a policy is to get renters insurance quotes from multiple companies ; Rates vary based on factors like location and coverage type, with an average annual rate of $233 ; Renters insurance typically covers personal property, liability, additional living expenses, and medical payments
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