Life annuity

the purchase or exchange (but not the surrender) of deferred variable annuities. Guaranteed annuity [edit] A pure life annuity ceases to make payments on the death of the annuitant. A...

Research suggests financial literacy, debt and liquidity drive annuity purchases

to purchase annuities and four factors—financial knowledge, leveraged assets, debt... Shared for the first time in a new paper, Examining the Barriers to Annuity Ownership for Older...

Guide to Annuities: What They Are, Types, and How They Work

These assets may not be enough to sustain their standard of living, however, so some investors may turn to an insurance company or other financial institution to purchase an annuity...

Self-Efficacy and Self-Control Effects on Purchasing Intention of Annuity Saving

대학생의 금융이해력과 재무관리행동 영향요인 비교 연구: 목표설정(goal setting), 계획(planning), 자기과신(overconfidence)을 중심으로

Qualified Longevity Annuity Contract (QLAC): Definition, Taxes, and Example

A QLAC allows funds in a qualified retirement plan, such as a 401(k), a 403(b), or an IRA, to be converted into an annuity. QLACs are available for purchase through many insurance...

Annuity Puzzle and Role of Loss Aversion: Why are People Reluctant to Purchase a

low annuity ownership using a straightforward mathematical approach and... of annuity ownership in the 2012 Health and Retirement Study (HRS). The estimation result showed that annuity ownership decreased as loss...

Annuity Calculator

Year, Withdrawal, Interest, Remaining balance ; Year 1, $14,462.89, $7,757.68, $93,294.79 ; Year 2, $28,925.79, $14,958.83, $86,033.04 ; Year 3, $43,388.68, $21,557.26, $78,168.58

Deferred Annuity: Definition, Types, How They Work

What Is a Deferred Annuity? A deferred annuity is a contract with an insurance company that... Key Takeaways A deferred annuity is an insurance contract that promises to pay the buyer a...

Should Annuities be Purchased from Tax-Sheltered Assets? by David Blanchett, Mic

Retirees who purchase an annuity may assume that retirement savings accounts are ideal for funding retirement income. Annuities, however, are a tax-favored inv

Qualified Annuity: Meaning and Overview

What Is a Qualified Annuity? A qualified annuity is a retirement savings plan that is funded with pre-tax dollars . A non-qualified annuity is funded with post-tax dollars. Contributions to...