Progressive homeowners insurance offers online quoting with options to talk to an agent on the phone or in person. Affordable coverage is widely available.
See the pros and cons of Progressive homeowners insurance in this review, including information on coverage and discounts.
Is Progressive homeowners insurance right for you? Read our review to find out what Progressive has to offer, including prices, plans, and coverages.
Pros: Coverage for drivers with poor records, Cons: High number of customer complaints ( NAIC ) ; Pros: Budget-friendly options, Cons: Brick-and-mortar offices only in Louisiana ; Pros: Multiple insurance products are available, Cons:
Credit score, Progressive avg. annual premium, Allstate avg. annual premium ; Very Poor (300-579), $3,602, $3,117 ; Fair (580-669), $2,127, $2,162 ; Good (670-739), $1,708, $2,021
Credit level, Progressive avg. annual premium, State Farm avg. annual premium ; Very Poor (300-579), $3,602, $3,522 ; Fair (580-669), $2,127, $2,003 ; Good (670-739), $1,708, $1,613
Pros · Progressive has the best average home insurance rates by far compared to competitors. Multiple discounts such as advance quote, bundling, claim-free, home update, new purchase and smart technology discounts. Name Your Price tool lets you say how much you can pay and Progressive finds coverage to match the price. Cons · No options for increased dwelling coverage except (may vary by state). May have a banned dog list in your state that makes owners of certain breeds ineligible for coverage.
Credit level, Progressive avg. annual premium, Safeco avg. annual premium ; Very Poor (300-579), $3,602, $5,308 ; Fair (580-669), $2,127, $2,716 ; Good (670-739), $1,708, $1,967
Pros · Highly competitive rates. Offers discounts to customers with newer homes. Provides online quotes from multiple insurers in the Progressive network. ; Cons · No increased dwelling coverage. Few options for other types of additional coverage. May not insure homeowners who own certain dog breeds.
Founded in 1922, State Farm has long been a household name in the insurance industry. The company's insurance products, including the State Farm homeowners insurance plan, are available nationwide (except in California, where the insurer just stopped offering new coverage) and have garnered a trusted reputation among consumers. All State Farm products are sold through "captive" agents, meaning a State Farm agent can only run quotes on State Farm products. However, each agent receives specialized training to ensure you always get all available d ...