Learn how to prequalify for a mortgage and when you will need to get pre-approved.
With an adjustable-rate mortgage loan, you can expect a lower interest rate at the start of the loan which will then adjust with the market over time.
Thinking about buying a home? Whether you're a first-time or seasoned homebuyer, apply for mortgage loans online or at your nearest branch.
Mortgage prequalification helps you better understand your home loan options. Learn how it's different from preapproval, how to get prequalified, and more.
Search for homes in the right price range. ; Ensure your offer will be taken seriously. ; Gain an advantage over other buyers. ; Review your financial health.
1. Down Payment · 2. Credit Score · 3. Income · 4. Debt-to-Income Ratio · 5. Assets · 6. Documentation · 7. Property Type and Purpose · 8. Mortgage Type · 9. Other Mortgage Qualification Considerations
View rates, learn about mortgage types and use mortgage calculators to help find the loan right for you. Prequalify or apply for your mortgage in minutes.
Compare today's 15-year fixed mortgage rates from top mortgage lenders. Find out if a 15-year fixed-rate mortgage is the right type of home loan for you.
Considering applying for a mortgage? Explore the different home loan options available so you can find the one that’s best for you.
FHA mortgage loan features · Low down payment · Fixed-rate loans available · Maximum loan amounts vary by county ; VA mortgage loan features · Up to 100% financing—with as little as $0 down payment for qualified borrowers [2] · Fixed-rate loans available · More flexible qualification guidelines than those for conventional loans