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Is return of premium life insurance worth it? Here's what you need to know

A return of premium rider will refund your money from a term life policy, but it comes with a hefty price tag.

Return of premium life insurance

Return of premium (ROP) life insurance is a type of term life insurance policy that returns a portion of the cumulative premiums paid if the insured outlives the policy's term. For example, a $1,000,000 policy bought for $10,000 a year over a 30-year period would result in $300,000 being r...

Return of premium life insurance: What is it, and how does it work? | CNN Underscored Money

Return of premium term life insurance can help you recoup your premium costs if you outlive your coverage term, but is it worth it?

Return of Premium Life Insurance

Bankrate explains what to know about life insurance with a return of premium rider.

3 Best Return-of-Premium Life Insurance Policies in November 2023 - NerdWallet

This type of coverage refunds your premiums if you outlive your policy. Learn more about ROP life insurance and compare top-rated companies now.

Return of Premium Life Insurance Rider - Fidelity Life

A return of premium life insurance rider returns a portion of the premiums you pay into a life insurance plan if the term expires without paying out a death benefit.

Return of Premium Life Insurance

Considering a return of premium life insurance policy? Learn how return of premium life insurance works and the pros and cons.

Are Return of Premium Riders Worth It?

Find out if a return of premium rider or return of premium life insurance makes sense financially.

Understanding the Life Insurance Return of Premium Rider - Western & Southern

A Return of Premium Rider is an add-on to a term life insurance policy that refunds base premiums if the policyholder outlives the policy term. Discover how.

Return Of Premium Life Insurance: Policies and Cost – Forbes Advisor

Learn about return of premium (ROP) term life insurance, which refunds all of the premiums you’ve paid if you’re still alive when the policy term is over.

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