Mortgage pre-qualification and pre-approval are optional first steps to acquire financing for a home but neither guarantees a loan approval.
Answer a few questions ; Get data-driven results ; Talk to a local lender
Mortgage pre-qualification is an early step in the home buying process to show you're working with a lender and are ready to buy. Speak with a lender to get pre-qualified for a home loan in minutes.
Pre-qualified and pre-approved sound the same, but mean very different things for homebuyers—and carry very different weights with home sellers.
Mortgage pre-approval can show sellers you're a serious and credible buyer. Speak to a lender who can help you get pre-approved for a home loan in minutes.
Mortgage pre-qualification and pre-approval sound alike, but for home buyers there's a big difference between the two. Which one is superior?
Processing Time ; MAS Regulations + Soft Credit Check ; None ; Answer questions on income and commitments to get instant results online ; Bank Independent ; Home buyers who want to set their budget before viewing homes
With a mortgage preapproval, a lender looks at your financial information and determines if you’re a good candidate for a mortgage loan. They’ll also evaluate how much money you can potentially borrow — an important detail to know as you start your home-buying journey. The preapproval process includes answering a few questions, submitting various financial documents, and, many times, agreeing to a credit check. You’ll want to ...
Get Pre-Qualified for a Mortgage? Navigate the Mortage Process With More Ease The Differences Between Getting Pre-Approved and Pre-Qualified Obtaining either pre-approval or pre...
If you’re serious about buying a home, you need to get pre-approved for a mortgage. Learn what is required so you can speed up the approval process.