Your home, your terms. Whether you're purchasing or refinancing, we offer numerous term lengths and loan types (fixed, adjustable, and jumbo) with down payments as low as 3%. ; No lender fees. We know pricing matters. That’s why we don’t charge lender fees, including the application, origination, processing, and underwriting fees of your loan.
Explore the fundamentals of pre-approved home loans with HDFC Bank Ltd. Navigate the basics for a seamless home financing experience.
A conditionally approved home loan allows you to house hunt with confidence, giving you an idea of your potential buying power and approximate price range.
Mortgage pre-approval is an examination of a home buyer's finances and lenders require five items to ensure borrowers will repay their loan.
Mortgage pre-approval can show sellers you're a serious and credible buyer. Speak to a lender who can help you get pre-approved for a home loan in minutes.
If you’re serious about buying a home, you need to get pre-approved for a mortgage. Learn what is required so you can speed up the approval process.
A. Identification related documents ; Photograph and copy of citizenship of the applicant/sponsor/guarantor ; Copy of Individual PAN certificate (where applicable) ; Map of the applicants’/sponsor’s/guarantor’s residence ; Net worth statement of applicant/guarantor/sponsor
How Long Is a Pre-Approved Home Loan Good For? A mortgage pre-approval is usually good for anywhere from 30 to 90 days, depending on your lender. When you get a pre-approval letter, it will...
A cornerstone in laying the foundation for home ownership is getting pre-approved for a mortgage. When you secure a mortgage pre-approval, it gives you a clear picture of how much you can borrow and also shows sellers you’re a serious buyer. Don’t confuse mortgage pre-approval with pre-qualification. Unlike pre-qualification, which offers a rough estimate based on self-reported information, pre-approval involves a detailed review of your financial history, including your credit score, income, assets, and liabilities. It takes more time than ...
If you’re looking to buy a home, you may want to consider getting home loan pre-approval. But what is it and how does it work? Find out with us today.