We break down what whole life and universal life insurance policies are and the important differences between these two types of permanent life insurance.
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The insured party normally pays premiums until death, except for limited pay policies which may be paid up in 10 years, 20 years, or at age 65. Whole life insurance belongs to the cash...
Whole life insurance policies provide permanent life insurance and typically offer fixed premiums, fixed death benefits and a cash value savings component.
Unlike term life insurance, whole life policies cover you for life and let you build savings in a cash value that you can tap for future needs.
Whole life insurance is permanent life insurance that pays a benefit upon the death of the insured and is characterized by level premiums and a savings component.