If you’re looking for a free online checking account with no opening deposit, here are five options to consider.
A checking account is the foundation of your household finances—it’s the primary account for depositing income and paying monthly bills. However, banks often charge monthly fees for the value these accounts offer. Fortunately for consumers, some checking accounts provide numerous features and benefits without charging a fee. The best checking account with no fees saves you from monthly maintenance fees and can protect you from costly overdraft fees. Many no-fee checking accounts provide acce...
Say goodbye to fees and minimums; say hello to cash back and budgeting tools · Minimum deposits and monthly fees used to come standard with consumer checking accounts—but not anymore. Today you can find numerous free online checking accounts with no deposit, as well as a few offered by brick-and-mortar institutions. Beyond the lack of deposit and fees, many checking accounts now come with additional perks, like cash back or budgeting tools. We’ve compiled the details of some of the best fr...
Seamlessly manage your personal American Express accounts · Your checking, savings, and eligible Card accounts are available 24/7 in the award-winning Amex® App · 4 , or online. Review recent transactions, transfer funds, and track your rewards from a single login. An online checking account for both earning rewards and building your balance · Reward your everyday spending and earn 1 Membership Rewards® point for every $2 of eligible Debit Card purchases . Then redeem those points for ...
If you hate waiting in line at the bank to speak with someone face-to-face, you’re probably a great candidate for online banking. Online banks let you perform transactions online using a website or mobile app. Since online banks tend to save money and resources that would otherwise be spent on brick-and-mortar bank branches and employees, many institutions pass along a portion of those savings to their customers. This can mean earning higher interest rates, 24/7 phone and virtual customer serv...
Many checking accounts with no monthly fees also have no or low minimums. Learn about the best free checking accounts with no deposit requirements here.
Minimum Deposit, $0 ; Overdraft Fee, $0 ; Monthly Service Fee, $0 ; Bonus, Up to $300
Personal Accounts, Simple Checking, Standard EZ Checking ; Opening Deposit, $100.00, $100.00 ; Monthly Service Charge, $10.00, $7.00 ; Per Debit Fee, N/A, $0.25 per debit transaction ; How to avoid monthly Service Charge and Per Debit Fees, if applicable, Initiate any transaction by client, such as deposit or withdrawal during each monthly statement cycle., Maintain a minimum daily balance of $500.00 or a minimum average daily balance of $1,000.00 during each monthly statement cycle. ; Online Banking, Yes, Yes ; CheckFree Bill Pay, Yes, Yes ; Free 24/7 Telephone Banking, Yes, Yes ; Debit Card, Yes, Yes ; Interest Earning, No, No
Special offer: New checking customers can earn a special offer ; Monthly fee: $0 or $15 · With 3 ways to waive your monthly maintenance fee , including direct deposits · 2 ; Account perks: Build savings with waived monthly maintenance fees on one linked personal savings account of your choice Manage your money with confidence with TD Overdraft Relief1 Plus, waived monthly maintenance fees · 3 · and waived non-TD ATM fees4 for students and young adults ages 17-23
Account, Bonus amount, Monthly fee, Expiration ; Chase Secure Banking℠ account, $100, $4.95, January 22, 2025 ; Chase Total Checking® account, $300, $12, January 22, 2025 ; Chase Business Complete Banking® account, $300, $15, January 16, 2025