Non-owner insurance provides secondary liability coverage for damages and injuries caused by drivers who need proof-of-insurance for a car they don't own.
Progressive does offer non-owner car insurance for those needing to rent vehicles, submitting SR-22/FR-44 or reinstating their driver’s license.
Best for affordability: Travelers ; Best for customer satisfaction: State Farm ; Best for families with multiple cars: Geico ; Best for military families: USAA ; Best for college students: Progressive ; Best for young drivers on their own policy: Auto-Owners
What is a non-fault claim? ; A non-fault claim is when a third party is involved and has complete liability for the incident. An example is someone pulling out at a junction and hitting your car, or hitting you from behind while your car is waiting at traffic lights. In a non-fault claim, your insurer will attempt to recover any repair or replacement costs from the other driver’s insurance company. But (and it is a big but) if your insurer can’t recover the costs from the guilty party – such as in the case of vandalism or a hit-and-run ac ...
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