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A non-owner auto insurance policy can save you money on car rentals and protect you when you're borrowing a car.
Non-owner car insurance is liability coverage for when you drive a car that you don’t own. It protects the owner of the car from being liable if you cause an auto accident. ; A non-owner car insurance policy meets minimum requirements for liability coverage, but does not include collision or comprehensive coverage. ; You should consider non-owner car insurance if you frequently rent cars, use a car-sharing service or drive your friend or family member’s car.
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Liability coverage – protection for bodily injury and property damage to others with limits of up to $1 million. ; Physical damage coverage – protects an owned vehicle against accidental loss or damage. ; Collision coverage – covers losses resulting from the collision of your covered vehicle with another object or the overturn of a covered vehicle.
Non-owner auto insurance is liability coverage for people who don’t have their own car, but still need to drive once in a while.
Non-owner car insurance is a good option if you don’t own a vehicle but regularly borrow or rent other people’s cars. Non-owner car insurance can also come in handy if you don’t have...