Learn how no exam life insurance offers fast coverage without a medical exam. Understand eligibility, types, and the pros and cons.
The best no-exam life insurance policies provide quick approvals, coverage amounts that meet your needs and features such as guaranteed renewability.
The best no exam life insurance has a high age cap without sacrificing death benefits. Learn more from our guide on the best no medical life insurance.
No medical exam life insurance is a life insurance policy that can offer you coverage without undergoing a medical exam.
Key Takeaways ; Nationwide’s Life Essentials term life policy has the highest potential death benefit of $1.5 million. ; Some no-exam policies may require applicants to answer a health questionnaire. ; No-exam policies may use different kinds and amounts of information in the underwriting process, which can affect how long it takes to be approved as well as the policy cost.
These top companies issue life insurance policies without a medical exam.
Cost : The best way to estimate your costs is to request a quote, App available : No, Policy highlights : Mutual of Omaha offers term, whole, indexed universal life and universal life policies, giving lots of options.
Payouts as high as $100,000,000 · ~90% applications approved · 180+ years in business
Life insurance with no medical exam can get you coverage quickly. Learn how it works and the types of no medical exam life insurance policies available.
We analyzed the best no exam life insurance companies to help you get covered without providing personal health information.