Guaranteed issue life insurance is a small whole life insurance policy with no medical questions or exam.
The best no exam life insurance has a high age cap without sacrificing death benefits. Learn more from our guide on the best no medical life insurance.
Life insurance doesn’t have to be confusing. Here are five questions to ask before taking out life insurance, and help work out what’s right for you.
Learn how no exam life insurance offers fast coverage without a medical exam. Understand eligibility, types, and the pros and cons.
No medical exam life insurance doesn’t require a medical exam .
Get a quote · Answer a few questions about yourself & see estimated costs for various policy options. ; Apply online · Use Ethos' secure & straightforward online application to apply in 10 minutes or less. ; Secure your coverage · Ethos quickly processes your application. If approved, you can activate your coverage immediately.
We analyzed rates and coverage to find the best no medical exam life insurance companies. See why Protective, Pacific Life and Symetra top our list.
Key Takeaways ; Nationwide’s Life Essentials term life policy has the highest potential death benefit of $1.5 million. ; Some no-exam policies may require applicants to answer a health questionnaire. ; No-exam policies may use different kinds and amounts of information in the underwriting process, which can affect how long it takes to be approved as well as the policy cost.
Policy types · Term, whole ; Coverage min · $20,000 ; Coverage max · $2 million ; Am rating · A (Excellent) ; Trustpilot stars · $4.7
If you’re looking for no-medical life insurance, there is a few details you’ll need to know. Read our guide to get the lowdown.