These top companies issue life insurance policies without a medical exam.
The best no exam life insurance has a high age cap without sacrificing death benefits. Learn more from our guide on the best no medical life insurance.
Learn how no exam life insurance offers fast coverage without a medical exam. Understand eligibility, types, and the pros and cons.
Ethos offers term and whole life insurance policies with no medical exam. The company also offers will and estate planning tools.
Best for whole life insurance: Northwestern Mutual Life Insurance ; Best no-exam life insurance: Guardian Life Insurance ; Best for universal life insurance: State Farm Life Insurance
Would you like to apply for a term life insurance with no medical exam? While there are some limitations, it's entirely possible. Find out more here.
Pros · Policyholders may be eligible for dividends · Provides quotes and applications for term policies online · Few customer complaints · Cheap term life insurance rates · No-medical-exam life insurance available ; Cons · Not the best selection of riders · No universal life insurance available · Relatively low coverage limit on no-medical-exam policies
A medical exam is part of the application process for many life insurance policies. Avoiding the exam speeds up the approval process drastically but these policies usually cost more.
We analyzed rates and coverage to find the best no medical exam life insurance companies. See why Protective, Pacific Life and Symetra top our list.
If you're worried your health will disqualify you from life insurance coverage, you may want to consider no medical exam life insurance.