Written by Garrett Yarbrough ; Edited by Courtney Mihocik ; Reviewed by Jason Steele
The best balance transfer credit cards offer up to 21 months of 0% interest. Learn more by reading our guide to the top balance transfer offers.
Chase Freedom Unlimited® ; Blue Cash Everyday® Card from American Express ; Blue Cash Preferred® Card from American Express
Representative example · Purchase rate 24.9% p.a. (variable) · Representative 24.9% APR (variable) · Based on an assumed credit limit of £1,200
Move your debt · You could save by moving your existing debt to a card with a lower interest rate. ; Save on interest · Pay zero interest for a year or more with a 0% intro APR card. ; Consolidate payments · Combine multiple balances into one monthly payment.
Carrying a balance on a high-interest credit card can be costly. But moving the debt to a balance transfer credit card can help you save hundreds in the long run. If you need more than a year to repay any revolving credit card debt, consider the Citi Simplicity® Card, which offers 0% intro APR for 21 months on balance transfers from the date of the first transfer and 0% intro APR for 12 months on purchases from the date of account opening (after that, a 18.74% - 29.49% variable APR applies; balance transfers must be completed within four month ...
Looking for a bit of breathing space on your existing credit card balance but don’t want to pay extra fees? Our Everyday No Balance Transfer Fee Credit Card might be what you’re looking for. ; With no fee to transfer your balance and 0% interest on balance transfers for 12 months, our card is ideal for those wanting to keep costs low. ; From the date of account opening, you'll get:
Written by India Davis and Garrett Yarbrough ; Edited by Nouri Zarrugh ; Reviewed by Beverly Harzog
With a balance transfer credit card you can move high-interest debt to a lower rate, making it easier to pay off. ; Your credit limit, promotional period, and interest rates will vary based on your circumstances. ; To keep your promotional rates, you’ll need to stay within your credit limit and make your monthly payments on time.
require 24 months to pay off and cost $1,134 in interest. After securing a 12-month 0% balance transfer on a new credit card... balance, the cardholder gets a year to pay it off with no...