Car insurance rates typically go up after an accident, especially if you were at fault.
No-fault auto insurance can cover your medical bills after an accident. Learn how no-fault insurance works and which states require it.
When you're at fault for a car accident, the consequences depend on where you live (in a "fault" or "no-fault" state) & the details of your insurance policy.
the accident. If you’re seriously injured, try not to move... no-fault insurance, your medical expenses will be covered regardless of who was at fault. The Bottom Line A car accident is...
Table of contents ; What is “fault” in an accident? · Ways to determine fault · When fault cannot be determined · What is a no-fault car accident? · What are no-fault states? · Frequently asked questions
Table of Contents ; Understanding the Situation · First Steps When a Car Accident Isn’t Your Fault · What To Do After a Car Accident · Tips for Dealing With the Other Party After an Accident That Is Not Your Fault · Frequently Asked Questions About Car Accidents
Being involved in a car accident that was not your fault, your insurance should cover your back. But wait, what will happen after that? Is it enough? If you think proceeding with your claim with yo...
In states that assign fault — which make up the vast majority of the country — the person who caused the car accident would have to pay for damage. That person's bodily injury (BI) liability insurance will pay for the other driver's medical expenses, and their property damage liability would cover the other driver's car repairs. The amount of the payout will vary by state. In "no-fault" states, drivers must carry personal injury protection (PIP) insurance. This type of coverage pays for medical expenses after a car accident, no matter who w ...
Table of Contents ; What Is an At-Fault Accident? · Fault vs. No-Fault States · What Does Fault Mean? · Proving Fault for a Car Accident · What Happens if Both Sides Are At Fault in a No-Fault Accident?
When you get into an accident with another driver, your car insurance policy can step in to help protect your finances from the fallout. However, insurance claims are settled differently depending...