You can get term life insurance with no medical exam, but it usually involves some trade-offs. Read on as we explain the pros and cons of the no-med options.
No medical exam life insurance allows you to skip the medical exam and get coverage faster. These are our top picks for the best no-exam life insurance.
Nationwide is the best life insurance company, according to our in-depth research of 45 providers. Life insurance gives money to your loved ones when you die, allowing them to cover your...
The best no exam life insurance has a high age cap without sacrificing death benefits. Learn more from our guide on the best no medical life insurance.
Learn how no exam life insurance offers fast coverage without a medical exam. Understand eligibility, types, and the pros and cons.
Key Takeaways ; Nationwide’s Life Essentials term life policy has the highest potential death benefit of $1.5 million. ; Some no-exam policies may require applicants to answer a health questionnaire. ; No-exam policies may use different kinds and amounts of information in the underwriting process, which can affect how long it takes to be approved as well as the policy cost.
There's more to no-exam life insurance than just getting to skip the medical exam. Here's what to know.
Company, Best for…, J.D. Power score, AM Best ; State Farm, Excellent customer service ratings, 843/1,000, A++ (Superior) ; Mutual of Omaha, Easy online quoting for term policies, 805/1,000, A+ (Superior) ; Pacific Life, High potential coverage limits, 799/1,000, A+ (Superior)
Payouts as high as $100,000,000 · ~90% applications approved · 180+ years in business
Would you like to apply for a term life insurance with no medical exam? While there are some limitations, it's entirely possible. Find out more here.