These top companies issue life insurance policies without a medical exam.
No medical exam life insurance doesn’t require a medical exam .
If you're worried your health will disqualify you from life insurance coverage, you may want to consider no medical exam life insurance.
The best no exam life insurance has a high age cap without sacrificing death benefits. Learn more from our guide on the best no medical life insurance.
A medical exam is part of the application process for many life insurance policies. Avoiding the exam speeds up the approval process drastically but these policies usually cost more.
Simplified issue life insurance offers quick approval, no medical exam, and affordable coverage. See if you're eligible for simplified issue insurance.
Key Takeaways ; Nationwide’s Life Essentials term life policy has the highest potential death benefit of $1.5 million. ; Some no-exam policies may require applicants to answer a health questionnaire. ; No-exam policies may use different kinds and amounts of information in the underwriting process, which can affect how long it takes to be approved as well as the policy cost.
Would you like to apply for a term life insurance with no medical exam? While there are some limitations, it's entirely possible. Find out more here.
If you’re looking for no-medical life insurance, there is a few details you’ll need to know. Read our guide to get the lowdown.
We analyzed rates and coverage to find the best no medical exam life insurance companies. See why Protective, Pacific Life and Symetra top our list.