City, Avg. annual full coverage premium, Avg. savings vs. state average ; Avenel, $2,432, +1% ; South Plainfield, $2,327, -4% ; Elizabeth, $3,264, +30%
Geico offers the cheapest auto coverage in New Jersey, with rates as low as $58 per month. See who else has cheap coverage in The Garden State.
Shopping for auto insurance in New Jersey? Keep reading to learn about how much car insurance you'll need and ways to find the cheapest car insurance in this state.
Find cheap car insurance in New Jersey with our helpful analysis of average rates for a variety of ages and driving records.
Compare the cheapest car insurance quotes in New Jersey from CSAA, NJM, Plymouth Rock and more. Quotes updated November 2024
Car insurance rates average $175 in New Jersey. Compare quotes from CSAA, NJM, Plymouth Rock, and more.
State, Minimum Coverage Required, Average Annual Minimum-Liability Premium, Average Annual Full-Coverage Premium ; Alabama, 25/50/25, $572, $2,048 ; Alaska, 50/100/25, $506, $2,116 ; Arizona, 25/50/15, $956, $3,127 ; Arkansas, 25/50/25, $589, $2,398 ; California, 15/30/5, $736, $3,040
Key Points ; GEICO is the cheapest car insurance company in New Jersey overall, with an average rate of $53 per month for minimum coverage and $131 per month for full coverage. ; NJM and Plymouth Rock also offer affordable car insurance rates for many driver profiles. ; If you’re under 25 or have traffic violations on your record, you’ll have to pay more for car insurance than most drivers.
Bankrate searches for the cheapest car insurance companies in New Jersey.
New Jersey is an expensive state for car insurance with an average premium around $1,900 per year. We researched the cheapest insurers in New Jersey to see how you can save.