Learn what the minimum car insurance coverage requirements are in New Jersey and what the penalties are for driving without, or not enough, car insurance.
Learn more about New Jersey’s car insurance laws and get tips to maximize your coverage.
Penalty type, First offense, Subsequent offenses ; Fines, $300 to $1,000, Up to $5,000 ; License suspension, Up to one year, Two years ; NJ MVC surcharge, $100 for license reinstatement, $100 for license reinstatement ; Jail time, N/A, 14 days ; Community service, To be determined by the court, 30 days
Discover how New Jersey’s changing car insurance laws might impact your premiums.
Find cheap car insurance in New Jersey with our handy guide.
Key Points ; GEICO is the cheapest car insurance company in New Jersey overall, with an average rate of $53 per month for minimum coverage and $131 per month for full coverage. ; NJM and Plymouth Rock also offer affordable car insurance rates for many driver profiles. ; If you’re under 25 or have traffic violations on your record, you’ll have to pay more for car insurance than most drivers.
A new law in New Jersey that takes effect on Sunday means more than a million drivers will see higher car insurance bills. Under the law signed by Gov. Phil Murphy over the summer, the...
Compare the cheapest car insurance quotes in Jersey City from CSAA, NJM, Plymouth Rock, and more. Quotes updated October 2024
New Jersey is an expensive state for car insurance with an average premium around $1,900 per year. We researched the cheapest insurers in New Jersey to see how you can save.
New Jersey law requires all drivers to carry auto insurance that includes both liability and personal injury protection (PIP) coverages. Uninsured motorist and collision and comprehensive coverages...