Key Points ; GEICO is the cheapest car insurance company in New Jersey overall, with an average rate of $53 per month for minimum coverage and $131 per month for full coverage. ; NJM and Plymouth Rock also offer affordable car insurance rates for many driver profiles. ; If you’re under 25 or have traffic violations on your record, you’ll have to pay more for car insurance than most drivers.
We’ll plant trees to clean up after your car! ; Emergency crash assistance ; Free roadside assistance
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Key Takeaways ; Before purchasing a car, you should determine the type of coverage you need, any additional features you want (like accident forgiveness or diminishing deductible), and how much you have budgeted to spend on premiums. Insurance costs can vary wildly depending on your vehicle's make, model, and year, along with your age, driving history, and credit rating. If you’re financing a car and not purchasing it outright, you may be required to carry certain coverage, such as collision, comprehensive, or gap insurance.
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