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noun · a conveyance of an interest in real property as security for the repayment of money borrowed to buy the property; a lien or claim on property such that the lender can take possession if the loan is not repaid. the deed by which such a transaction is effected. the rights conferred by such a transaction, or the state of the property conveyed: I own a house under mortgage. The bank holds a mortgage on his farm. I own a house under mortgage. the total loan obtained or the periodic installme...
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mortgaged; mortgaging ; 1 : to grant or convey by a mortgage ; 2 : to subject to a claim or obligation : pledge
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Loan amount - Determines how much you need to pay back to your bank or building society. The more you borrow, the more you need to pay back. You can usually borrow a maximum of 95% of the property value so you need at least a 5% deposit. But the less you borrow in relation to the property value, which means a lower loan-to-value (LTV) ratio, the better rates you normally have access to. Initial interest rate - This is the rate that you're charged on your borrowing amount at the start of the mort...
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