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A mortgage is a loan used to purchase or maintain real estate including houses and commercial properties. Mortgages help buyers afford real estate they couldn't buy in cash.
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There are many types of mortgage loans. The right fit will depend on factors like the home price and your finances. Find out which mortgage is best for you.
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Published on June 11, 2024 | 9 min read ; Conventional loan · Jumbo loan · Government-backed loans · Fixed-rate mortgage · Adjustable-rate mortgage (ARM) · Other types of home loans · How to choose the right type of mortgage loan for you
A Federal Housing Administration (FHA) loan is a mortgage that is insured by the government and issued by a bank or other approved lender.