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Mortgage refinance: How to get started

A mortgage refinance involves replacing your original mortgage loan with a new one. Find out how to refinance a mortgage and whether it's a good idea for you.

Cash-Out Refinance Vs. Rate-and-Term Refinance

Understand the key differences between cash-out and rate-and-term refinances. Learn the pros, cons, and best use cases for each.

When to Refinance a Mortgage

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate mortgages to write unbiased product reviews. The mortgage refinancing process can be laborious and expensive — but if the conditions are right, it can be worth it in the long run. Before jumping in, you want to make sure you're refinancing for the right reasons. There are many different ...

Home Equity Loan vs. Cash-Out Refinance (2024 Guide)

Discover the difference between home equity loans vs cash-out refinances. Learn the financial implications of each option for accessing property value.

Cash-Out Refinancing Explained: How It Works and When to Do It

A cash-out refinance is a mortgage refinancing option that lets you convert home equity into cash. Use it with care.

Best Cash-Out Refinance Lenders of November 2024

Find standout cash-out refinance lenders for 2024, including Rocket Mortgage, Better and more. Plus, learn how to find the best lender for your situation.

Current Cash--Out Refinance Rates

Interested in getting a cash-out refinance? Find and compare cash-out refinance rates from Bankrate's wide selection of lenders.

Cash Out Refinance vs Home Equity Line of Credit

Learn the key differences between a cash-out refinance and home equity line of credit (HELOC) and see what could be the best option for you.

Cash-out refinance: Is it worth it?

A cash-out refinance lets you refinance your mortgage, borrow more than you currently owe and keep the difference as cash. Find out how it works.

Compare Current Cash-Out Refinance Rates

With our curated expert advice on current cash-out refinance rates, you can decide if tapping into your home’s equity is the right move for your financial situation.

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