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The following are just a few examples of some of the most popular types of mortgage loans available to borrowers. Fixed-Rate Mortgages The standard type of mortgage is fixed-rate. With a...
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Common types of mortgage loans include conventional and government-backed loans. Find out which is right for you.
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VIB bank offers diversified mortgage loans product to help customers own their dream house. Contact us to find out the most suitable one for you!
To obtain CMHC Mortgage Loan Insurance, lenders pay an insurance premium. Typically, your lender will pass these costs on to you. Your lender will give you the exact price when you apply for a mortgage. The CMHC Mortgage Loan Insurance premium is calculated as a percentage of the loan and is based on the size of your down payment. The higher the percentage of the total house price/value that you borrow, the higher percentage you will pay in insurance premiums. Remember: without mortgage insurance you may avoid the insurance premium but you’ll ...