Your debt-to-income (DTI) ratio and credit history are two important financial health factors lenders consider when determining if they will lend you money. To calculate your estimated DTI ratio, simply enter your current income and payments. We’ll help you understand what it means for you. Please note this calculator is for educational purposes only and is not a denial or approval of credit. The accuracy of the DTI calculation is based on the accuracy and completeness of the information provided by you.
Need to get your credit card debt under control? Use our credit card payoff calculator to figure out how soon you can eliminate your debts.
Free debt consolidation calculator to evaluate the consolidation of debts such as credit cards debts, auto loans, or personal loans based on the real cost.
You might not have to choose between saving money or paying off your debt. Use this calculator to quickly find a strategy that's best for you.
Here’s how: Erosion of Debt Burden: Inflation reduces the real value of the money you owe, making it cheaper to repay the loan in the future. Interest Costs: The interest rate adds to...
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The month and year you’ll be debt-free · The number of payments you’ll need to make · Total interest you’ll pay · Total payment amount, including interest and principal
Your debt-to-income ratio plays a big role in whether you qualify for a mortgage. Use NerdWallet's debt-to-income calculator to see where you stand.
Minimum repayments are designed to keep you in debt paying huge interest. See the Money Saving Expert credit card interest calculator and 3 step plan