Car insurance costs in Texas are slightly higher than the national average, with drivers paying $960 per year for a liability policy or $3,156 for full coverage.
Compare the cheapest car insurance quotes for Texas liability insurance from top insurance companies. Rates start from $37 per month.
Texas Farm Bureau has the cheapest car insurance in Texas at $40 per month for minimum coverage. See who else offers low rates.
Full-coverage car insurance usually includes liability, collision, and comprehensive coverages. It can help pay for a variety of expenses, such as medical bills and property damage after an at-fault accident, damage from colliding with another vehicle or stationary object, and damage stemming from non-collision events like a fire or an object falling on your vehicle. Like most states, Texas only requires drivers to have a minimum amount of liability insurance — full coverage is optional. But if you lease or finance your vehicle, you’ll like ...
Key takeaways ; If you opt for monthly insurance payments in Texas, car insurance averages at $205 for full coverage and $59 for minimum coverage. ; Teen drivers pay some of the highest average rates in Texas: 16-year-old drivers on their parents' policies pay an average of $5,186 per year for full coverage. ; Texas drivers with excellent credit pay an average of $2,105 yearly for full coverage; those with poor credit average $5,751.
Best car insurance companies in Texas · How to find the best car insurance in Texas · How much is car insurance in Texas? · Estimate your car insurance cost · Frequently asked questions · Methodology
Best car insurance in Texas ; Best for affordability: Allstate · Best for customer satisfaction: State Farm · Best for young drivers: Progressive · Best for full coverage: Mercury · Best from a big-name insurer: Farmers · Best for military members and veterans: USAA
The average cost of minimum liability car insurance is $106.70 monthly. ; The minimum coverage includes liability insurance and may include underinsured and uninsured motorist coverage. ; The minimum liability insurance doesn't cover your vehicle repairs and medical expenses.
Minimum coverage is the cheapest type of car insurance in Lubbock, Texas. ; Good drivers can find minimum coverage as low as $26 per month or full coverage as low as $95 per month in the city. ; State Farm offers the cheapest minimum-coverage policies on average, and Texas Farm Bureau is often the most affordable option for full coverage.
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