Medicare provides you with coverage for health-related expenses, but it doesn’t cover everything. There are a number of gaps in Medicare coverage. Learn how a Medicare Supplement Insurance plan can...
Learn about Medicare health plans, Medigap, how Medicare works with other insurance, and Drug coverage.
The chart below shows basic information about the different benefits Medigap policies cover. ; = the plan covers 100% of this benefit = the plan doesn't cover this benefit % = the plan covers that percentage of this benefit and you’re responsible for the rest N/A = not applicable ; The Medigap policy will only pay your coinsurance after you’ve paid the deductible (unless the Medigap policy also covers your deductible).
Medicare Supplement Insurance Plans (Medigap) Benefits A B C D F* G* K L M N Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used...
Get Medigap basics ; Get ready to buy ; Find Medigap policies
Medicare Supplement Insurance (Medigap) is extra insurance you can buy from a private insurance company to help pay your share of costs in Original Medicare.
Can enroll in any Medigap policy. Will generally get better prices and more choices among policies. You can buy any Medigap policy sold in your state. An insurance company can’t use medical underwriting to decide whether to accept your application - they can’t deny you coverage due to pre-existing health problems.
Find information about Medicare Supplement Insurance (Medigap) plans, such as coverage options, eligibility, costs, and how Medigap works with original Medicare.
Original Medicare, Medicare Advantage ; You can go to any doctor or hospital that takes Medicare, anywhere in the U.S., In many cases, you can only use doctors and other providers who are in the plan’s network and service area (for non-emergency care). ; In most cases you don’t need a referral to see a specialist., You may need to get a referral to see a specialist.
Generally, you must have Original Medicare — Part A and Part B — to buy a Medigap policy. Medigap plans sold after 2005 don’t include prescription drug coverage. If you want prescription drug cover...