Greater Bank: 1.69 per cent, one-year fixed · UBank: 1.75 per cent, three-year fixed · Westpac: 1.79 per cent, two-year fixed · Westpac: 1.88 per cent, three-year fixed · Homestar Finance: 1.88 per cent, two-year fixed · HSBC: 1.88 per cent, two-year fixed · St George and Bank of Melbourne: 1.89 per cent, four-year fixed · Westpac: 1.89 per cent, four-year fixed · NAB: 1.98 per cent, three-year and four-year fixed · Westpac: 1.99 per cent, one-year fixed · Commonwealth Bank: 1.99 per cent, four-year fixed ...
What it's for, Amount ; Home loan establishment fee# (existing mortgage), $295 ; Home loan establishment fee# (new mortgage), $595 ; Annual package fee, $0 ; Monthly fee, $0 ; Redraw fee, $0 ; 1st valuation fee, $0 ; Construction progress inspection, $100+ ; Mortgage discharge fee, $350 + government fees
With the financial squeeze that comes from high interest rates and cost-of-living pressures, Australians buying a new home or refinancing their mortgage are understandably keen to lock in the lowest rate possible. As of October 2024, the cash rate sits at 4.35% after a record-breaking run of consecutive rate rises by the RBA that have added hundreds, sometimes thousands, in interest repayments alone to the average cost of a mortgage. As a result, Aussies are now looking at home loan interest rates starting with a six, with only new home loans o ...
What's on this page ; The average standard variable home loan interest rate from 1959 until the present. ; The official Reserve Bank (RBA) cash rate. ; You can also see more historic home loan rates from a selection of lenders.
Compare current home loan interest rates, from the average mortgage rate to the market's lowest offers.
Compare Australian home loans on Mozo to see which banks are currently offering competitve interest rates.
Product Features ; No application, ongoing monthly or annual fees. ; Extra repayments allowed with fee-free redraw ; Add an optional offset sub-account, T&C's apply.
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View an up-to-date selection of real-time home loan interest rates from our panel of lenders starting at 5.59% (comparison rate 6.27%)
Competitive fixed and standard variable rates in Australia for your home or investment property. Compare home loans and see mortgage interest rates.