Homeowners insurance premiums have soared since 2023, especially in the South and West. Follow these tips to lower your rates.
State, Minimum Coverage Required, Average Annual Minimum-Liability Premium, Average Annual Full-Coverage Premium ; Alabama, 25/50/25, $572, $2,048 ; Alaska, 50/100/25, $506, $2,116 ; Arizona, 25/50/15, $956, $3,127 ; Arkansas, 25/50/25, $589, $2,398 ; California, 15/30/5, $736, $3,040
Car insurance rates aren’t set in stone: Here are 6 tips for reducing your costs
AVERAGE HOME INSURANCE PREMIUMS, 2023 · 1,000 · 1,500 · 2,000 · 2,500 · 3,000 · 3,500 · 4,000 · LOW OR NO DATA · Wash. Maine · N.D. Mont. Ore. Vt. Minn. N.H. Idaho · Mass. Wis. N.Y. S.D. Conn. Mich. R.I. Wyo. Pa. N.J. Iowa · Neb. Ohio · Md. Nev. Del. Ind. Ill. Utah · W.Va. Colo. Calif. Va. Kan. Mo. Ky. N.C. Tenn. Okla. Ariz. Ark. S.C. N.M. Ga. Ala. Miss. La. Texas · Fla. Alaska · Hawaii
£ per week, 2024 to 2025, 2023 to 2024 ; Lower Earnings Limit ( LEL ) Employees do not pay National Insurance but, £123, £123 ; Primary Threshold ( PT ) Employees start paying National Insurance, £242, £242 ; Secondary Threshold ( ST ) Employers start paying National Insurance, £175, £175 ; Upper Earnings Limit ( UEL ) All employees pay a lower rate of National Insurance, £967, £967 ; Upper Secondary Threshold ( UST ) Employers of employees who are, £967, £967 ; Apprentice Upper Secondary Threshold ( AUST ) Employers of certain apprentices, £967, £967 ; Freeports Upper Secondary Threshold ( FUST ) Employers of eligible, £481, £481 ; Investment Zones Upper Secondary Threshold ( IZUST ) Employers of eligible employees working in an investment zone special tax site pay zero rate, £481, N/A ; Veterans Upper Secondary Threshold ( VUST ) Employers of qualifying, £967, £967
Discover what influences car insurance rates, how to get the best rates, and answers to common questions. Learn about car insurance rates now.
Car insurance rates are at a 50-year high. The climate crisis and high accident rates are to blame, but there are tricks for lowering your bill.
Car insurance is a big expense these days: Drivers paid an average of $212 a month for full coverage in February 2024, according to data compiled by Bankrate, a 26% increase from 2023. Savvy shoppers know you can save money by comparing rates, bundling home and auto insurance and maintaining a good credit score. But you can also trim your premiums by eliminating unnecessary fees and options. You might be paying a surcharge and not even realize it.
A truck driver's driving history can significantly impact insurance premiums. Explore the qualities of top drivers that influence lower insurance rates.
Florida, Louisiana, and Oklahoma are among the states with the highest home insurance rates in 2024, influenced by climate catastrophes and rising repair costs.