Credit card interest rates are high, but you might be able to score a lower rate just by asking, or following one of these other tips.
Key takeaways ; If you're not happy with your credit card's interest rate, you could try to negotiate with your card issuer. ; Do your research on your account’s history and terms, as well as competing card offers, so you can make an informed argument. ; Improving your credit score tends to be an effective way to wrangle a lower interest rate.
Credit card interest rates have ballooned to record highs in recent years — and the growing... extending credit to more consumers with lower credit scores, for example. The share of...
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Key Takeaways Customers can negotiate with credit card companies for lower interest rates. Seeking to negotiate a credit card rate can be a good solution in a variety of situations....
Discover the trends in average credit card interest rates, how these rates are determined, and effective strategies to manage or lower your APR.
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There are several ways to lower your credit card interest rate, including by calling your card issuer to negotiate a lower rate.
Investopedia tracks over 300 credit card interest rates every month. For November 2024, the average credit card interest rate is 24.62%.
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