Loan Option, Rate/APR ; 30-Year Fixed *, 6.25 % / 6.566 % ; 15-Year Fixed *, 5.625 % / 6.116 % ; VA 15-Year Fixed *, 5.125 % / 5.814 %
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WASHINGTON (AP) — Long-term U.S. mortgage rates fell this week as the key 30-year home loan marked an all-time low for the third time in the last few months since the coronavirus outbreak took hold.
Getty Images Buying a house will most likely be the biggest purchase you make in your life, so take the time to explore all of your mortgage options.
Loan type, Current, 4 weeks ago, One year ago ; 30-year, 6.86%, 7.09%, 7.09% ; 15-year, 6.21%, 6.51%, 6.54% ; 30-year jumbo, 6.98%, 7.21%, 6.95%
VA loan rates are typically lower than those of conventional loans. See today's VA home loan rates and learn how lenders determine your VA mortgage rate.
Compare to top offers on Bankrate ; All mortgage rates ; 30-year mortgage rates ; 15-year mortgage rates
VA loans generally have lower interest rates and are for active veterans and military personnels. Find and compare current VA mortgage rates.
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Close On Time Guarantee · Offer backed by $10,000‡ ; Verified Preapproval Letter · Make your offer stand out† ; Low down payment options · Put as little as 3%-5% down^ ; Earn cash back · Get up to $9,500 after you close on your home* Average cash back received is $1,700.