do credit card balance transfers work? After getting approval for a card with a 0% interest balance-transfer offer, determine whether the 0% rate is automatic or depends on a credit check....
Written by India Davis and Garrett Yarbrough ; Edited by Nouri Zarrugh ; Reviewed by Beverly Harzog
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Key takeaways ; Do your research on your account’s history and terms, as well as competing card offers, so you can make an informed argument. ; Improving your credit score tends to be an effective way to wrangle a lower interest rate. ; If you’re unable to get a lower interest rate, you could apply for a balance transfer card with a 0 percent intro APR that will make paying down debt more manageable.
Written by Garrett Yarbrough ; Edited by Courtney Mihocik ; Reviewed by Jason Steele
Save money on credit card interest · If you transfer a balance from a high-interest credit card to a Discover Card with an introductory 0% APR balance transfer offer, you can use the money you save on interest charges to pay down your debt. Pay down your current credit card debt · When you consolidate all your higher-rate credit card debt--or other outstanding debts--with a Discover balance transfer offer, you end up with a single monthly payment and may reduce how much you pay in interest i...
Explore the UK credit card market ; Find the right balance transfer card for you ; Learn how to use credit safely & efficiently
With an APR as low as 11.00% and no annual or balance transfer fees, our low rate credit card is great for large purchases you want to pay off over time.
Are you looking for a credit card that offers balance transfers but don't know which one to choose? Here's Forbes Advisor's list of the best balance transfer credit cards with a 0% APR offer.
credit cards are for those with good credit who want a lower interest rate or to consolidate debt. The best balance transfer... at balance transfers. Plus, the card comes with Discover's...