USAA offers the cheapest low-mileage car insurance at $939 per year or $78 per month. Erie Insurance and Auto-Owners Insurance also have affordable rates.
User Reviews : 3.8 · 29 reviews, IQ Score : 7.5/10, Liability Only : $56/mo, Full Coverage : $101/mo
an auto insurance claim. “If you have a low deductible, it’s because you’re nervous... “Annual mileage and daily commuting also impact your rates, so if you have started working...
USAA : $46, GEICO : $55, State Farm : $55, Allstate : $62, American Family : $75, Progressive : $79, Travelers : $89, Farmers : $112, Liberty Mutual : $138, Hugo : $234
Insurance company, Average annual full coverage premium, Average monthly full coverage premium ; State Farm, $2,364, $197 ; Geico, $1,741, $145 ; Progressive, $1,988, $166
USAA, Nationwide and Allstate are among the top three companies that offer pay-per-mile insurance options. ; You can expect average per-mile rates of between six and eight cents. ; Pay-per-mile insurance is an excellent option for low-mileage or infrequent drivers, though some drivers may pay less with traditional car insurance.
lower auto insurance costs compared to a typical policy. For example, insurers will typically offer discounts for low-mileage drivers who install a free telematic tracking device that...
Car insurance with low prices based on the way you actually drive! Customize your coverages and get discounts for bundling, low mileage, and much more.
Looking for an alternative to traditional car insurance? If you don't drive much, check out these cheap companies for low-mileage car insurance.
Nationwide, Travelers, USAA and Auto-Owners offer the best low-mileage car insurance policies according to Forbes Advisor's 2024 analysis.