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2.1 · Product development · On-demand insurance With the emergence of more specific needs and the increased use of online services, the traditional insurance model tends to an on-demand strategy. AI, using customers’ geographic and social data, can personalize pricing and automate custom coverage for specific items and events. Microinsurance Being able to deliver insurance solutions to the lower and emerging middle-classes of the economic spectrum is a recurring challenge. Robotic Process ...
You can calculate the annual mileage of your car by taking the total number of miles the car has been driven—which you can find on the car’s odometer—and dividing it by the number of years since the car was manufactured. At Lemonade Car, you could be considered a low-mileage driver if you drive less than 9,000 miles per year. With a pay-per-mile insurance program policyholders pay a monthly base rate that doesn’t change, in addition to a per-mile rate that’s charged based on how many m...
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One way to keep a car in good shape is to stay on top of routine maintenance, says Consumer Reports. This includes changing the oil and filters regularly, getting the tires rotated on schedule and completing major service, such replacing the timing belt. Consumer Reports states skipping even one oil change can contribute to premature engine wear. Car Talk says another upside to routine maintenance is that your mechanic may be able to spot small issues before they become big problems. The require...
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