Before you transfer a balance to a credit card with a lower interest rate, understand its effect on new purchases and other costly fine-print traps.
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Reducing the interest rate charged on your credit card balance is the first step to getting out of debt. Learn techniques to become debt-free.
The average credit card interest rate is 27.62%, according to Forbes Advisor’s weekly credit card rates report.
A balance transfer can help save you money by moving your debt to a card with a lower APR. See our picks for best balance transfer credit cards.
What is a balance transfer credit card going to accomplish for your wallet? Learn how it can help you save on interest payments.